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Most Recommended IRA Approved Precious Metals
Various metals in the form of coins, rounds, and bars are eligible for purchase from the USA Mint for your silver and/or gold IRA.
Our gold and silver representatives are highly knowledgeable, friendly, and available at your service with any questions you may have. Speak with a USA Mint representative today to learn more about your precious metals options.
Requirements for IRA-Approved Precious Metals
In order to be acceptable for inclusion in a retirement account, a bullion coin or bar must be manufactured by an official Government Mint (i.e. coins) or an approved refiner (i.e. bars).
All bullion coins and bars must be in the physical possession of a custodian bank or other third-party trustee. You cannot take physical possession of the assets yourself, although of course, you can take a distribution of the assets as part of your retirement income at some future date.
In addition, to qualify as IRA allowable precious metals and be accepted by USA Mint, the following minimum fineness requirements must be met:
Gold must be 99.5% pure, silver must be 99.9% pure, and platinum and palladium must both be 99.95% pure.
Bars, rounds, and coins must be produced by a refiner, assayer, or manufacturer that is accredited/certified by NYMEX, COMEX, NYSE, LME, LBMA, LPPM, TOCOM, ISO 9000, or national government mint and meeting minimum fineness requirements.
Proof coins must be encapsulated in complete, original mint packaging, in excellent condition, and include the certificate of authenticity.
Small bullion bars (other than 400-ounce gold, 100-ounce gold, 1000-ounce silver; 50-ounce platinum and 100-ounce palladium bars) must be manufactured to exact weight specifications.
Non-proof (bullion) coins must be in brilliant uncirculated condition and free from damage.
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Popular IRA-Approved Gold Bullion
Gold bullion products are always a popular buy among precious metal enthusiasts. Investors turn to gold and other precious metals to protect their wealth against inflation and market fluctuations. There are many gold bars and gold coins for sale with USA Mint that are authorized for use in Precious Metal IRA accounts. On this page, you’ll find the most popular IRA-approved gold bullion we carry in our extensive online gold catalog. These products range from sovereign mint-issued gold coins to gold bars from private refineries.
Popular IRA-Approved Gold Bullion Coins
Gold bullion coins are a popular investment choice among many gold buyers for one reason: government issuance. Coins such as the American Gold Eagle and the Canadian Gold Maple Leaf contain gold content which is backed for purity and weight by a sovereign government. In this case, the federal government of the United States of America and the federal government of Canada.
Below are some of the many gold bullion coins which are popular additions to gold IRA accounts:
- American Gold Eagle: The official gold bullion coin of the US, these coins are available in weights of 1 oz gold, ½ oz, ¼ oz, and 1/10 oz. The coins have 22-karat gold content and have been available since 1986.
- American Gold Buffalo: Though not the official gold bullion coin of the US, the Gold Buffalo stands out as the first-ever 24-karat gold coin struck by the United States Mint. The American Gold Buffalo has been available since 2006.
- Canadian Gold Maple Leaf: The Gold Maple Leaf issued by the Royal Canadian Mint was the world’s second-ever gold bullion coin in the modern age, debuting from the mint in 1979. In 1982, it became the first gold bullion coin issued with .9999 pure gold content.
- Chinese Gold Panda: The third-ever gold coin of the modern age, the Chinese Gold Panda debuted first in 1981 and is made available each year with a new design of the Panda on one side. It was the first gold bullion coin to use this design technique.
- Australian Gold Kangaroo: First introduced as the Gold Nugget, the Australian Kangaroo also uses a new reverse design image of the kangaroo each year. It debuted in 1986 and was rebranded the Gold Kangaroo in 1990.
There are countless other popular IRA-approved gold bullion coins out there. The Royal Mint of England’s Gold Britannia coin, the Austrian Mint’s Gold Philharmonic, and the more recent Queen’s Beast Coins from the Royal Mint are just a few examples.
Popular IRA-Approved Gold Bullion Bars
If coins aren’t your thing, you are in luck! There is a greater variety available when it comes to popular IRA-approved gold bars for sale. The gold in these bars may not be backed by a sovereign entity, but that doesn’t diminish the value of these items in Precious Metal IRAs or hurt their popularity as an IRA-approved gold bullion option.
Among the gold bar examples listed below, the common thread is the international standing of the refinery issuing the gold and the credibility of the assayer’s verifying the weight, purity, and metal content of the bars:
- Perth Mint Gold: Available from the state-owned mint of Western Australia, Perth Mint Gold Bars are available in weights from 1 Gram up to 10 oz or more. The bars have .9999 pure gold content and feature the Swan logo of the Perth Mint. The bars come securely packaged in protective plastic and feature Assay cards verifying purity and weight.
- Credit Suisse Gold: The gold bars from Credit Suisse are backed by the history of a Swiss refinery that dates back to the 1850s. Credit Suisse gold is verified by an assayer and includes .9999 pure gold content.
- Royal Canadian Mint Gold: One of the few sovereign mints issuing gold bars, Royal Canadian Mint gold bars have .9999 purity, the backing of the federal government for weight and purity, and are also adjudged by an assayer.
- Valcambi Suisse Gold: Some of the most unique IRA-approved gold bars come from Valcambi Suisse. Founded in 1961, recent innovations have allowed Valcambi to expand beyond standard 1 oz bars to issue its famed CombiBars which break down into smaller bars without any loss of purity or gold content.
Gold bars are popular IRA-approved gold options, in part, due to their diversity. Gold bars are available in weights ranging from 1 Gram to 10 oz, 5 Kilograms, and even 100 oz. There’s an affordable option for any gold IRA investor when it comes to gold bars.
Basics of a Gold IRA Account
When you buy these popular IRA-approved gold bars or coins, you’ll be directing them to a gold IRA account. Gold IRA accounts are like any other IRA investment account, but instead of investing in mutual funds or stocks, you are purchasing physical gold products such as the popular bars and coins mentioned above. Gold IRA accounts offer an option for investors looking to safeguard their wealth against fluctuations by providing long-term stability. Gold IRA accounts are available as pre-tax Traditional IRAs or as post-tax Roth IRAs.
Popular IRA-Approved Silver Bullion
When it comes to buying precious metals as a hedge against economic fluctuations, investors typically turn to gold and silver. While the popular “yellow metal” is favored by many, IRA-approved silver is growing in popularity as well for a number of reasons. The variety of silver bullion products available, impressive diversity within those categories, and the more affordable premiums for silver make it a popular choice among those with a Precious Metal IRA. Like any other IRA backed by precious metals, only certain silver bullion items qualify. The following page highlights some of the IRA-approved silver bullion categories in the USA Mint online catalog and takes a closer look at some of the most-popular IRA-approved silver bullion we carry.
Popular IRA-Approved Silver Bullion Coins
As with other bullion coinage, silver bullion coins are a popular form of IRA-approved silver bullion because of government backing. Silver bullion coins are struck by sovereign mints such as the United States Mint, Royal Canadian Mint, Royal Mint of England, and the Austrian Mint. IRA-approved silver bullion coins have varying designs and availability, but all share the common factor of silver weight and purity backed by sovereign governments.
The following are some of the most-popular IRA-approved silver bullion coins:
- American Silver Eagle: The official silver bullion coin of the United States, the American Silver Eagle bullion coin was first issued in 1986 and is arguably the most popular coin in the world. For example, the 2015 issue had a mintage of 47 million coins.
- America the Beautiful Collection: The coins in the US Mint’s America the Beautiful collection are IRA-approved silver and come with a total of 56 different designs. Each coin represents one of the 50 US states, the District of Columbia, and the nation’s five overseas territories and features 5 Troy oz of .999 pure silver.
- Austrian Silver Philharmonic: Introduced in 2008, the Austrian Silver Philharmonic is struck by the Austrian Mint and has quickly become the hottest-selling coin on the European continent.
- British Silver Britannia: The official silver bullion coin of Great Britain, the Britannia Silver Coin features the modern depiction of the female personification of the nation of England.
- Canadian Silver Maple Leaf: The Silver Maple Leaf coin is another massively popular IRA-approved silver bullion coin. Introduced by the Royal Canadian Mint in 1988, the Silver Maple Leaf was the first silver bullion coin to feature .9999 pure silver content.
- Chinese Silver Panda: The Silver Panda from the Chinese Mint was first issued in 1983, but has been available in bullion on a regular basis since 1989. Like its gold counterpart, the Silver Panda features a new design of the Giant Panda with each year’s release.
- Mexican Silver Libertad: The Silver Libertad debuted in 1983 from the Mexican Mint. Compared to other IRA-approved silver bullion coinage, the Silver Libertad has the added benefit of extremely low mintage figures.
- Perth Mint Silver Coins: The Perth Mint of Western Australian has a wide variety of IRA-approved silver coinage, but the most popular are the Australian Silver Kookaburra introduced in 1990, the Australian Silver Koala introduced in 2007, and the newly-issued Australian Silver Kangaroo introduced in 2016. The Silver Kangaroo was the Perth Mint’s first-ever .9999 pure silver bullion coin.
Silver bullion coins are available annually from these sovereign mints and typically feature the same designs each year, with a few exceptions. Coin programs such as the Perth Mint’s Lunar Series II coins, the Royal Mint’s Shengxiao Collection, or the Royal Mint’s Queen’s Beast Series coins combine new designs in each release with IRA-approved silver status. As an investment-grade bullion option, silver coins are an ideal addition to any portfolio.
Popular IRA-Approved Silver Rounds
Unlike other IRA-approved precious metals, silver has the added diversity of silver rounds. Although the selection of silver rounds is diverse, not all silver rounds for sale qualify as IRA-approved silver bullion. Silver rounds look like coins, but have no legal tender status and are not backed by sovereign governments. However, like silver bullion bars, these products are issued by private mints and refineries with certified assayers and lower premiums over the spot price of silver. The following are just a few examples of the most-popular IRA-approved silver rounds in our catalog:
- SilverTowne Silver Rounds: Issued by the private refinery at SilverTowne Precious Metals in Winchester, Indiana, SilverTowne silver rounds feature .999 pure silver content, come in varying weights of 1 oz and 5 oz silver, and typically feature historic US coin designs. The Augustus Saint-Gaudens Liberty, Morgan Silver Dollar, and Walking Liberty from Adolph A. Weinman are all available on the surface of SilverTowne silver rounds.
- Sunshine Minting Silver Rounds: Sunshine Minting is one of the most prestigious private refineries in the United States. In addition to providing silver bullion blanks to the likes of the US Mint and Royal Canadian Mint, Sunshine also produces its own branded silver rounds for sale with the company logo. Sunshine silver rounds are popular IRA-approved silver products.
Popular IRA-Approved Silver Bullion Bars
When compared to silver coins, silver bars for sale are more likely to be IRA-approved silver products. As long as the refinery producing the silver bars has an NYMEX- or COMEX-approved assayer hallmark and contains at least .999 pure silver, the bars are IRA-approved silver bullion. Silver bars, like silver rounds, are more readily available to investors than silver bullion coins with limited mintages and come with lower silver premiums compared to bullion coinage.
Below are a handful of popular IRA-approved silver bullion bars we carry:
- SilverTowne: The private refinery in Winchester, Indiana produces a variety of silver bullion bars. Its most-popular IRA-approved silver bars are known as the SilverTowne Prospector. This bar design includes the SilverTowne Prospector logo and features .999 pure silver.
- Sunshine Minting: Like the silver bars issued by Sunshine, the Sunshine Minting silver bars are available with the mint’s logo of a bald eagle flying in front of a sunburst.
- Royal Canadian Mint: The silver bars from the Royal Canadian Mint are available with individual serial numbers, .9999 pure silver content, and the official symbol of the Royal Canadian Mint.
Basics of a Silver IRA
Silver IRA accounts allow you to purchase popular IRA-approved silver bullion such as those products mentioned above and use them as an investment tool. Silver IRAs offer diversification with safe-haven metals. While financial markets can ebb and flow significantly and the US Dollar can devalue over time thanks to inflation, holding popular IRA-approved silver in a Silver IRA offers stability in the face of inflation and market fluctuations. Like other Precious Metal IRAs, a Silver IRA can operate as a Traditional IRA (pre-tax) or Roth IRA (post-tax) account.